We assume the monetary amount is a number such that the hundredths place represents a penny. (It's not billions of dollars, for example.)
45.67×32.58 = 1,487.9286 ≈ 1,487.93
_____
Any calculator can give you the product. Most will round the number for you if you specify a 2 decimal digit display.
The thousandths digit of the product (8) is more than 4, so the hundredths digit (2) is increased by 1 (to 3) as the digits to its right are dropped.
