Personally,one should beware of the provider on service and products, make sure the provider has a clear background.Do not insurance card and all personal information easily unless the reciever is trusted.
For government,laws could be set and punishment would be carry out for fraud and abuse so as to alert people from doing it as it would result in penalties. Advertisement and promotion of how one should prevent fraud n abuse would also be useful to raise awareness.
Hope it helps!
