On January 1, 2024, Tina's Tamales borrows $10,000 to purchase a delivery truck by agreeing to a 6%, three-year loan with the bank. Payments of $304.22 are due at the end of each month. What is the total amount Tina's Tamales will pay over the course of the loan?

A) $10,000
B) $11,000
C) $11,600
D) $12,000