A sum of w will be received in 4 years. At 6% annual interest, the present worth of w now is $______. What would be the value of w in 20 years at the same interest rate?

Options:
A) $w/(1.06)⁴
B) $w/(1.06)²⁰
C) $w/(1.06)¹⁶
D) $w/(1.06)²⁴